Interbank Contingent Liquidity Funding Exchange provides innovative contingent funding solutions for FDIC-insured financial institutions, ensuring reliable access to liquidity when you need it most.
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Our patent pending contingent funding solution addresses the most pressing liquidity challenges facing financial institutions today.
Strengthen your contingency funding pool with our reciprocal exchange of Irrevocable Stand-by Letters of Credit backed by time deposits.
Diversify your funding sources and protect against liquidity shocks in today's volatile banking environment.
Our extremely inexpensive tool provides reliable funding during times of need without the high costs of alternative liquidity sources.
Developed with decades of FDIC experience, our solution is designed to meet regulatory expectations for liquidity risk management.
Letters of credit are only drawn during certified liquidity events with dual approval from both CEO and CFO, ensuring proper governance.
Position your institution with stronger liquidity metrics, potentially improving regulatory ratings and investor confidence.
Our patent pending reciprocal exchange system provides a reliable framework for contingent funding.
We connect your institution with compatible FDIC-insured depository institutions to create a reciprocal funding network.
Participating institutions exchange Irrevocable Stand-by Letters of Credit, each backed by a one-year time deposit.
The contingent funding arrangement becomes part of your institution's Contingency Funding Plan, strengthening your liquidity position.
In the event of a certified liquidity need, the CEO and CFO authorize drawing on the letter of credit, providing immediate funding access.
Our team provides continuous support, ensuring your contingent funding arrangement remains effective and compliant with regulatory expectations.
We connect your institution with compatible FDIC-insured depository institutions to create a reciprocal funding network.
Participating institutions exchange Irrevocable Stand-by Letters of Credit, each backed by a one-year time deposit.
The contingent funding arrangement becomes part of your institution's Contingency Funding Plan, strengthening your liquidity position.
In the event of a certified liquidity need, the CEO and CFO authorize drawing on the letter of credit, providing immediate funding access.
Our team provides continuous support, ensuring your contingent funding arrangement remains effective and compliant with regulatory expectations.
A dedicated group of experts with deep experience in finance, technology, and client strategy—united by a shared commitment to innovation and results.
Chief Executive Officer
A pioneer in commercial banking innovation, Mr. Coloma is recognized as the "father" of the brokered deposit market. He founded FAIC Securities in 1980, the first SEC-registered broker of FDIC-insured CDs, and later launched WebCDx in 2000 to offer insured CD and money market portfolios to investors.
Managing Director
Prior to joining Interbank, Ms. Coloma held senior positions at several investment firms specializing in bank deposit products. She brings extensive experience in institutional banking and deposit strategies to the banking relations team. Ms. Coloma studied in Switzerland and holds a degree from the University of Miami.
Client Liaison Specialist
Mr. Castro brings a strong background in marketing with a proven track record in client relations and retention. He has played a key role in driving customer engagement and loyalty for major brands including Kroger and Canopy. A graduate of Florida State University, Mr. Castro applies his strategic insight and communication skills to deliver measurable results and build lasting client partnerships.
Lead Systems Engineer
Mr. Franceschi brings a strong foundation in Mathematics and Computer Science, both degrees earned at the University of Miami. He has contributed to data-driven innovation across multiple organizations, specializing in software development, business intelligence, and operational efficiency. His work has supported breakthroughs in corporate strategy through the creation of streamlined, data-centric processes.
Schedule a consultation with our team of banking liquidity experts to learn how our patent pending solution can benefit your institution.
Our team of banking liquidity experts is ready to discuss how our solution can strengthen your institution.
305-461-6090
info@contingentfunding.com
Miami, Florida
Monday - Friday: 9:00 AM - 5:00 PM EST